Meet our team of expert mortgage brokers helping Clayfield locals.

Kelly Brothers Finance was founded by two brothers, Steve and Tom, who take immense pride in being local Clayfield mortgage brokers that can surpass your expectations.

What kind of finance do you need?

Home Loan Help


Buying your first home or fifth Clayfield home is an exciting time - but it can also be complicated and stressful. Our job is to make it easy for you. Learn more

Clayfield Commercial Loans


Finding the right Clayfield commercial loan takes time and when you’re busy running a business, time is never that easy. That’s where we come in. Learn more

Investment Loans


We're here to help make the complicated, uncomplicated. An investment strategy is just the way you want to invest your money - and we can help. Learn more

Car Loans


There are a lot of car loan lenders out there, however knowing the terms and conditions you are agreeing to is never that simple. We help make your car loan easy. Learn more

What People Say About Us

Why use Kelly Brothers Finance for

your Clayfield home or commercial loan?

Our job is to find you the right loan for your needs - and ensure that you continue to have the right loan as your goals and lifestyle evolve.

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man and woman fixing boxes: Brisbane brokers help homebuyers with guarantor loans.
July 4, 2025
Find out what a guarantor home loan is and how you can benefit from it in this essential guide. Get expert mortgage insights from trusted Brisbane mortgage brokers.
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June 20, 2025
Find out how a split home loan works in this guide, including how it can best fit your financial goals. Get mortgage insights from trusted Brisbane brokers.

We negotiate with over 60 leading lenders for you, including the big four banks.

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  • How do our local Mortgage Brokers Clayfield help?

    Our friendly local team are experts at making home loans easier, that's why Clayfield clients give us lots of 5-star reviews, from your initial consultations, pre-approval to tailored rate negotiations and more, we're known for going the extra mile for our clients through the entire process. 


    Here's how we help:


    1. Mortgage Solution Assessments


    A local mortgage broker like Kelly Brothers Finance can be a invaluable resource when you're navigating the local Clayfield property market, loan requirements and therefor suitable loan options. Whether you're a first-time homebuyer or it's your fifth investment property, we can help you determine the right loan and lender for your needs. 


    This includes our expert team analysing your current assets, solo or combined income, current expenses, your credit history, and overall financial readiness for loan approval. At this early stage we can also provide unofficial advice to get you on the right track for your home loan. Just get in touch with is on (07) 3847 9450.


    2. The Home Loan Pre-Approval Process 


    Our local Clayfield Mortgage Agents can help during every step of the loan pre-approval process, translating the fine print and more complex details into easy to understand terms. We also work with 60+ lenders to give you a much clearer idea of your budget, and importantly, how it will fit into your current lifestyle. 


    This is where an experienced team like Kelly Brothers Finance can really help, as we're non-affiliated loan experts, meaning we work for you to find the most suitable loan, not the banks. It's this simple reason as to why the mortgage broking industry has grown rapidly over the last decade, with more than 70% of Australian's now using mortgage brokerages for their home loans, commercials loans, personal loans and other financial services.


    3. Clayfield Housing Market Knowledge 


    One of the benefits of using local mortgage brokers like Kelly Brothers Finance, is understanding the Clayfield real estate market. If you like, we can provide real insights into property trends & values, the local neighbourhood including ammenities like local Clayfield school catchments, transport options to Brisbane CBD and around town, local shops, and your investment potential - all helping you to make a more informed decision when buying your new home or investment property.


    4. Home Loan Comparison Shopping 


    Comparing loans, terms and rates from multiple lenders is the core of what we do for our clients, and why we’ve loads of 5-star Google reviews! We can help you find the most competitive interest rates available, and the most favourable terms for your borrowing power. Simply get in touch with us today on (07) 3847 9450 if you’ve any questions.


    5. Paperwork and Application Help 


    Mortgage advisors like us are the experts at helping with the prep and submission of your home loan application, and that's what makes our range of services remarkably valuable. We'll help you gather the necessary documents and ensure that the application is completed accurately and promptly, reducing the time and stress that it takes to finance your home.


    6. We Simplify The Home Loan Process 


    There's no way around it, buying any home involves complex paperwork and processes - that can quite overwhelming for most people. By using a  local Mortgage broker like Kelly Brothers Finance, we can simplify the process by guiding you through each-step while answering any questions you may have. From pre-approval, finding the most competitive market rates, accessing your current lender, performing the best mortgage comparisons around, our award-winning mortgage brokers can help!


    7. Ongoing Mortgage Support 


    When you use a local Clayfield mortgage broker like Kelly Brothers Finance, your relationship doesn’t end after mortgage approval. Our local team provides continued check-ins, annual reviews, updates and support well after your loan goes unconditional. It's just about your current goals, it's about your future goals too and that's where an experienced broker can help you understand your borrowing capacity in the years to come, and help you find the right financial solutions with a more personalised service than banks can provide.


    Just get in touch with us on 📞 (07) 3847 9450 if you are looking for a Mortgage Broker in Clayfield!


  • Who do we help in Clayfield?

    First Home Buyers Clayfield


    Finding the perfect first home is usually daunting, and that's before you walk into a single bank for pre-approval or start a home loan application. That's why we think you’ll love our simple, expert advice and friendly local team. We make the entire home loan application process hassle-free for first home buyers, from pre-approval to ongoing support, helping with paperwork, guidance on insurances, stamp duty and more - just call us on (07) 3847 9450 if you’re a Clayfield first home buyer.


    Changing Homes in Clayfield


    If you're upsizing, downsizing or simply changing your Clayfield homes, and need financing, our local Clayfield team have helped others transition seamlessly to their next homes - all without having to deal with the major banks or others in the lending industry who can complicate an often stressful change over. If you know the lending process, we can simply work on negotiating the best rates, just get in touch with us.


    Clayfield Property Investors


    In the Clayfield property market, not all properties or land for sale are great investments. If you’re an investor building an investment portfolio, having the right mortgage consultants (local people) who know the investment property market and property trends in our current market, can make all the difference. 


    The Kelly Brothers Finance Team of brokers are local investors and independent home loan brokers ourselves, and that's why our Clayfield mortgage agents can help you financing the right investment property for your needs - choosing from hundreds of mortgage products from over 60 lenders. Not all property loans are created equal, so simply get in touch with us today on (07) 3847 9450 if you’ve any questions.


    Clayfield Home Refinancing


    Are you looking to start long-awaited renovations and need refinancing? Has your financial goals or circumstances changed? Lots of people refinance for different reasons, and our expert mortgage brokers Clayfield can provide simple advice, while working with over 60 lenders to get some of the best refinancing rates around. 


    You can also use our free online home loan calculators so you can see what any extra payments and refinancing might look like. But for the most seamless mortgage experience, simply get in touch with us today on (07) 3847 9450 or read the reviews from real clients who have refinanced with us before.


    Clayfield Construction Loans


    Even with the best project managers and plans, building a new home, detached house, or starting a construction project, like a renovation, granny flat or even an apartment block, can present many unknown challenges. 

Development projects are where working with the Best Mortgage Broker Clayfield really count, with our combined experience and simple loan process for domestic and commercial property - plus business loans, our experienced mortgage brokers can help you remove the financial unknowns and help you find the right construction finance solution and loan structure to move up the property ladder.


    Simply get in touch with us today on 📞 (07) 3847 9450 if you’ve any questions or looking for the best Mortgage Brokers Clayfield!


  • Who are the best mortgage brokers in Clayfield 4011?

    Kelly Brothers Finance help lots of Clayfield local and we’re 5-star mortgage brokers. Our job is to exceed your expectations and find you the right loan for your situation - and then make sure that you continue to have the right loan as your goals and situation changes over time. Just contact us for unmatched local support.


    Otherwise here are a few other home loan lenders and mortgage brokers we can suggest:


    1. Major Banks

    Australia's major banks are in most suburbs, including the big 4 Commonwealth Bank, Westpac, ANZ, and National Australia Bank who offer a range of home loan products and personal loans. These banks should have branches near Clayfield.


    2. Credit Unions 

    Although not as big as banks, you can sometimes get a better home loan deal through a credit union like the QLD Credit Union, QLD Country Credit Union and more.


    3. Building Societies 

    We have a number of building societies in QLD like Heritage Bank and Suncorp Bank that can also be found around the Clayfield area.


    4. Non-Bank Lenders

    Non-bank lenders include the likes of ING, ME Bank, and growing lenders like Macquarie Bank who often offer alternative home loan solutions. We often recommend these lenders as part of our mortgage broker services.


    5. Online Lenders 

    In Australia there are a few online-only lenders like UBank and loans.com.au, but please do your research first before using these online only lenders.


    6. Mortgage Brokers 

    Today, an estimated 80% of Australians now use a mortgage brokers like the team at Kelly Brothers Finance, as we manage thousands of loan products including from most of the lenders above. We also look at your overall finance journey including all of the paperwork and fine print. Other Mortgage Brokers around Clayfield include Aussie Home Loans, Mortgage Choice, Loan Market, Smartline Personal Mortgage Advisers, Connective, Choice Aggregation Services, Mortgage Express and more.


    For unbiased advice, just contact our expert KBF finance brokers today on 📞 (07) 3847 9450, we compare 60+ online lenders and offline lenders for you, and help you get your pre-approval, home or investment loan underway - making sure you've a seamless experience at all times.


  • What are 7 reasons to why Clayfield 4011 a great place to buy a home or investment property?

    Clayfield 4011 is one of Brisbane’s emerging inner-city suburbs undergoing a wave of urban renewal, attracting both homeowners and savvy investors. Just 5 km north of the CBD, Clayfield combines location, lifestyle, and long-term capital growth potential. Here are 7 compelling reasons why Clayfield is a great place to buy a home or investment property:


    Clayfield 4011 is one of Brisbane’s most established and desirable suburbs, offering prestige, lifestyle, and reliable long-term capital growth. Located just 7 km northeast of the Brisbane CBD, Clayfield blends heritage charm with modern convenience, making it an exceptional choice for both homebuyers and property investors. Here are 7 compelling reasons why Clayfield is a great place to buy a home or investment property:


    1. Blue-Chip, Family-Friendly Suburb

    Clayfield is considered a blue-chip suburb known for its tree-lined streets, classic Queenslanders, and elegant residences. It’s particularly popular with families, professionals, and downsizers seeking a quiet, high-quality residential lifestyle close to the city. Its reputation ensures long-term buyer demand and stability in property values.


    2. Outstanding Capital Growth and Property Value Retention

    Property in Clayfield has shown consistent capital growth over the years. Demand remains high due to limited housing stock, prestige reputation, and proximity to premium suburbs like Ascot and Hamilton. Investors benefit from a resilient market with excellent long-term returns.


    3. Proximity to Brisbane CBD and Airport

    Clayfield is conveniently located just 15 minutes from the Brisbane CBD and 10 minutes from Brisbane Airport, making it ideal for professionals, frequent travellers, and business owners. Easy access to major arterials such as Sandgate Road, Lutwyche Road, and the Airport Link Tunnel adds to its appeal.


    4. Elite Schools and Education Options

    Clayfield is home to some of Brisbane’s most prestigious schools, including:

    * Clayfield College (co-ed primary, girls’ secondary)

    * St Rita’s College

    * St Margaret’s Anglican Girls School
It is also in close proximity to Eagle Junction State School, making it a magnet for families prioritising top-tier education.


    5. Beautiful Architecture and Heritage Homes

    The suburb is filled with classic Queenslander and colonial-style homes, often on large blocks with mature gardens. These homes are increasingly rare and highly sought after, offering a combination of heritage appeal and modern renovation opportunities that add significant value.


    6. Excellent Public Transport and Connectivity

    Clayfield is extremely well connected via:

    * Eagle Junction and Clayfield Train Stations

    * Bus services running along Sandgate and Bonney Avenue

    * Quick access to the Airport Link Tunnel
This connectivity supports both lifestyle convenience and strong rental appeal for tenants working in or commuting to the city.


    7. Appealing to a Broad Range of Buyers and Renters

    Clayfield’s housing diversity—including apartments, townhouses, and freestanding homes—caters to a wide range of demographics. This includes families, executives, retirees, and young couples. As a result, investors benefit from strong rental demand and relatively low vacancy rates across property types.


    Bonus: Close to Lifestyle and Retail Precincts

    Residents enjoy close access to:

    * Racecourse Road dining precinct

    * Toombul and Lutwyche shopping centres

    * Parklands and walking paths for outdoor recreation

    * Weekend markets and local boutique stores
These amenities enhance livability and increase tenant satisfaction and retention.


    In Summary:
Clayfield 4011 is a high-performing, high-demand suburb ideal for discerning homebuyers and investors. Its mix of prestige, education, connectivity, and architectural beauty make it one of Brisbane’s safest and most rewarding property markets.


    Simply get in touch with us today on 📞 (07) 3847 9450 if you’ve any questions or looking for the best Mortgage Brokers Clayfield!