Apartment Home Loan North Brisbane
Buying an apartment or unit?
Floor size limits, off the plan settlements and body corporate records all affect approval. We'll check before you commit.
Meet our directors Tom & Steve Kelly, the local Apartment Home Loan experts who work with North Brisbane buyers and investors.
What are the Apartment Home Loan steps?
1. Schedule a free chat here
Send us the listing and we'll tell you what you can borrow and whether lenders will fund that specific building and its body corporate.
2. We find the right loan options
Established, off the plan and townhouse purchases are different lending problems, and minimum floor areas and complex limits vary by lender. We compare 60+ on the specific building.
3. Start your application, no pressure
If you decide to go ahead, we lodge with a lender we know is comfortable with the building, and keep your file under review through the build if you're buying off the plan.
4. Apartment Home Loan support!
We know the apartment and townhouse markets across inner and middle North Brisbane well, and lodge with a lender comfortable with the building. Call (07) 3847 9450.
Schedule a call today:
We negotiate with 60+ lenders for you, including the major Australian Apartment Home Loan banks & lenders.
Is financing an apartment different to a house?
Yes. Floor size limits, off-the-plan settlement timing and body corporate records all affect approval, and lenders assess these against the specific building rather than just the suburb.
A compact studio and a standard two-bedroom unit can face very different lending rules. Send us the listing and we'll check the building before you commit — handy for investors too.
What's different about buying off the plan?
An off-the-plan purchase can't be formally approved until completion, sometimes a year or more away, so your income and the lender's policy both need to still stack up at settlement, not just today.
We keep your file under review through the build so nothing surfaces unexpectedly at the end. It's a common path for buyers in Bowen Hills and Albion.
Are there minimum floor size rules?
Many lenders apply minimum floor areas, often around 40 to 50 square metres of internal space, and some cap their exposure to a single building, which can rule a lender out even when your finances are strong.
Send us the listing and we'll check the building and floor size against lender policy first. The process otherwise mirrors a standard home loan.
How do you know which buildings lenders are comfortable with?
We know the apartment and townhouse markets across inner and middle North Brisbane well, and we lodge with a lender we know is comfortable with the specific building and its body corporate records.
That avoids the wasted enquiry that comes from applying blind. Send through the address in Kelvin Grove, Spring Hill or wherever you're looking, and we'll check it first.
