Business Loan North Brisbane
Need a competitive, flexible business loan?
Working capital, cash flow gaps or funding your next stage of growth, Steve Kelly and the team compare lenders on your behalf.
Meet our directors Tom & Steve Kelly, the local Business Loan experts who work with North Brisbane buyers and investors.
What are the Business Loan steps?
1. Schedule a free chat here
A free chat tells you how much your business can borrow, what it would cost, and how quickly the funds could land. Bring your recent financials or BAS if you have them.
2. We find the right loan options
We match the facility to the job, whether that's a term loan, an overdraft or invoice finance, and compare 60+ lenders including non-bank funders most branches can't offer.
3. Start your application, no pressure
If you decide to go ahead, we review the file before it's lodged, since business applications often fail on paperwork rather than the numbers.
4. Business Loan support!
Steve Kelly leads commercial and business lending at Kelly Brothers Finance. Call him directly on 0411 654 999 or the office on (07) 3847 9450.
Schedule a call today:
We negotiate with 60+ lenders for you, including the major Australian Business Loan banks & lenders.
What types of business loans are available?
Options include secured and unsecured term loans, overdrafts and lines of credit for working capital, invoice finance for businesses waiting on debtor payments, and equipment or commercial property lending.
The right fit depends on what the funding is for: a one-off purchase suits a term loan, seasonal cash flow suits an overdraft, and a premises purchase points to a commercial property loan.
How much can my business borrow?
Unsecured business lending typically runs from around $5,000 to $500,000, sized against turnover and trading history. Secured lending against property extends much further and prices more sharply.
Trading history matters most — businesses under twelve months old face tighter limits regardless of turnover. For equipment specifically, asset finance is often cheaper than a general business loan.
How fast can a business loan be approved?
Unsecured cash-flow lenders can issue a decision within 24 to 48 hours, working from bank statements rather than full financials. Secured facilities take two to six weeks due to valuation and legal work.
Delays are almost always about paperwork rather than the lender, so having your BAS and director ID ready speeds things up. We prepare the file properly the first time for businesses in Newmarket and Albion.
What do I need to apply?
At minimum: your ABN and business structure details, the last twelve months of bank statements, and identification for all directors and guarantors. Larger facilities need two years of financials and tax returns.
If the funds are for premises or equipment, see commercial property too. Steve Kelly leads business lending at Kelly Brothers Finance — call him on 0411 654 999.
