Essential Worker Home Loan North Brisbane
Police, fire, ambulance or defence? We can help
Shift allowances and overtime are treated as core income by the right lenders, and that changes what you can borrow.
Meet our Directors Tom & Steve Kelly, local Essential Worker Home Loan experts
How does our Essential Worker Home Loan process work?
1. Schedule a free chat here
Send us two payslips and we'll tell you what you can borrow and which lenders count your penalties and allowances in full, so your real earning power is on the table from the start.
2. We find the right loan options
Police, fire, ambulance, defence and government roles sit on different lender policies, and no one lender covers them all well. We compare 60+ to match your roster.
3. Start your application, no pressure
If you decide to go ahead, we lodge with the lender whose policy fits your roster and allowances, so the application reflects what you actually earn rather than a discounted figure.
4. We're Essential Worker Home Loan experts
We're proud to help North Brisbane's essential workers into home ownership. Call (07) 3847 9450.
Schedule a call today:
We negotiate with 60+ lenders for you, including the major Australian Essential Worker Home Loan banks & lenders.
What types of business loans does Kelly Brothers Finance offer?
At Kelly Brothers Finance, we offer a comprehensive range of commercial lending solutions to suit businesses of all shapes and sizes.
We can assist with secured and unsecured business loans, equipment finance, property development finance, commercial property loans, and SMSF lending. Whether you are looking to fund your next project, invest in commercial real estate, or expand your operations, we work with over 60 lenders to find the right solution tailored to your specific needs.
Which areas does Kelly Brothers Finance service for business loans?
We proudly assist businesses across Brisbane and North Brisbane, providing expert advice and tailored finance solutions. Our local knowledge allows us to better understand the opportunities and challenges businesses face in our region.
Whether you’re a small start-up, an established business owner, or a property developer, we are here to help you access the funding you need to grow and succeed.
How can Kelly Brothers Finance help my business secure the right loan?
We take the time to understand your business, your goals, and your financial position to ensure we recommend the most suitable commercial finance options available.
Our experienced brokers negotiate with a panel of more than 60 lenders — including the major banks — to present you with competitive offers. We handle the application process from start to finish, translating complex terms into simple language, and providing ongoing support even after your loan has settled.
Why choose Kelly Brothers Finance for business and commercial lending?
At Kelly Brothers Finance, we go beyond just finding you a loan — we become a trusted partner in your business journey.
Our North Brisbane-based team is known for providing personalised service, fast response times, and in-depth market knowledge. We believe that securing business finance should be straightforward and stress-free. By choosing us, you gain access to a dedicated broker who works solely in your best interests, ensuring you have the right loan to achieve your commercial goals today and into the future
