Interstate Buyer Home Loan North Brisbane
Buying in Brisbane from interstate or overseas?
Expats, non-residents and visa holders face different lending rules. We'll tell you what's possible before you start looking.
Meet our directors Tom & Steve Kelly, the local Interstate Buyer Home Loan experts who work with North Brisbane buyers and investors.
What are the Interstate Buyer Home Loan steps?
1. Schedule a free chat here
A free chat tells you what you can borrow, what deposit you'll need, and whether your visa or currency is one that lenders here will accept.
2. We find the right loan options
An Australian citizen abroad, a permanent resident, a temporary visa holder and a non-resident are four different applications with different deposit requirements. We compare 60+.
3. Start your application, no pressure
If you decide to go ahead, we start the documentation early, since identity verification and certified copies take longer from overseas, and manage it around your time zone and settlement date.
4. Interstate Buyer Home Loan support!
We help buyers relocating to or investing in North Brisbane from interstate and overseas. Call (07) 3847 9450 or email tom@kellybrothersfinance.com.au.
Schedule a call today:
We negotiate with 60+ lenders for you, including the major Australian Interstate Buyer Home Loan banks & lenders.
Can I get a home loan in North Brisbane from interstate or overseas?
Yes, though expats, non-residents and visa holders face different lending rules, so it's worth confirming what's possible before you start looking at property.
Australian citizens living interstate are assessed much like local buyers. Many interstate clients buy here to invest in a growing market.
What deposit do interstate and expat buyers need?
An Australian citizen abroad, a permanent resident, a temporary visa holder and a non-resident are four different applications, each with its own deposit requirement, often 20% or more for non-residents.
We confirm yours upfront so there are no surprises at approval. The rest of the process mirrors a standard home loan.
Does my visa or currency affect my options?
Yes. Accepted currencies and visa classes vary by lender, and some shade foreign income to 60 or 80% when assessing serviceability.
We check this at the initial conversation rather than after you've made an offer, so you're matched to a lender that accepts your situation from the outset, whether you're buying in Windsor or Kedron.
How do you handle the process from a distance?
We start documentation early, since identity verification and certified copies take longer from overseas, and we manage the process around your time zone and settlement date.
You'll rarely need to be here in person. Call (07) 3847 9450 or email tom@kellybrothersfinance.com.au.
