Past Credit Issues Home Loan North Brisbane

Defaults or a declined application? There are still options

Specialist lenders assess defaults, a Part 9 or past credit issues differently to the major banks.

A man is standing in front of a large metal tank in a brewery.

Meet our Directors Tom & Steve Kelly, local Past Credit Issues Home Loan experts

A man with his arms crossed wearing a black shirt that says kbs

Steve Kelly

A man with a beard is standing with his arms crossed and smiling.

Tom Kelly

How does our Past Credit Issues Home Loan process work?

1. Schedule a free chat here


Bring your credit file if you have it, and we'll give you a straight read on where you stand and what's realistic. Nothing gets lodged without your say-so.

2. We find the right loan options


A small paid default from years ago and a recent unpaid one are entirely different files, and specialist lenders each have their own tolerances. We compare 60+ to match you properly.

3. Start your application, no pressure


We only lodge where we expect a yes, because each enquiry makes the next application harder. After a couple of clean years, we'll move you toward mainstream rates.

4. We're Past Credit Issues Home Loan experts


We're your local North Brisbane mortgage brokers, and we'll tell you honestly where you stand rather than send you away. Call (07) 3847 9450.

Schedule a call today:

We negotiate with 60+ lenders for you, including the major Australian Past Credit Issues Home Loan banks & lenders.

A bunch of bank logos on a white background
  • What types of business loans does Kelly Brothers Finance offer?

    At Kelly Brothers Finance, we offer a comprehensive range of commercial lending solutions to suit businesses of all shapes and sizes. 


    We can assist with secured and unsecured business loans, equipment finance, property development finance, commercial property loans, and SMSF lending. Whether you are looking to fund your next project, invest in commercial real estate, or expand your operations, we work with over 60 lenders to find the right solution tailored to your specific needs.

  • Which areas does Kelly Brothers Finance service for business loans?

    We proudly assist businesses across Brisbane and North Brisbane, providing expert advice and tailored finance solutions. Our local knowledge allows us to better understand the opportunities and challenges businesses face in our region. 


    Whether you’re a small start-up, an established business owner, or a property developer, we are here to help you access the funding you need to grow and succeed.

  • How can Kelly Brothers Finance help my business secure the right loan?

    We take the time to understand your business, your goals, and your financial position to ensure we recommend the most suitable commercial finance options available. 


    Our experienced brokers negotiate with a panel of more than 60 lenders — including the major banks — to present you with competitive offers. We handle the application process from start to finish, translating complex terms into simple language, and providing ongoing support even after your loan has settled.

  • Why choose Kelly Brothers Finance for business and commercial lending?

    At Kelly Brothers Finance, we go beyond just finding you a loan — we become a trusted partner in your business journey. 


    Our North Brisbane-based team is known for providing personalised service, fast response times, and in-depth market knowledge. We believe that securing business finance should be straightforward and stress-free. By choosing us, you gain access to a dedicated broker who works solely in your best interests, ensuring you have the right loan to achieve your commercial goals today and into the future

Just have a few questions?

Contact Us

What People Say About Us