Meet our team of expert mortgage brokers helping Balmoral locals.

Our friendly local team are experts at making home loans easier, that's why Balmoral clients give us lots of 5-star reviews, from your initial consultations, pre-approval to tailored rate negotiations and more, we're known for going the extra mile for our clients through the entire process. 

Here's how we help:

1. Mortgage Solution Assessments

A local mortgage broker like Kelly Brothers Finance can be a invaluable resource when you're navigating the local Balmoral property market, loan requirements and therefor suitable loan options. Whether you're a first-time homebuyer or it's your fifth investment property, we can help you determine the right loan and lender for your needs. 

This includes our expert team analysing your current assets, solo or combined income, current expenses, your credit history, and overall financial readiness for loan approval. At this early stage we can also provide unofficial advice to get you on the right track for your home loan. Just get in touch with is on (07) 3847 9450.

2. The Home Loan Pre-Approval Process 

Our local Balmoral Mortgage Agents can help during every step of the loan pre-approval process, translating the fine print and more complex details into easy to understand terms. We also work with 60+ lenders to give you a much clearer idea of your budget, and importantly, how it will fit into your current lifestyle. 

This is where an experienced team like Kelly Brothers Finance can really help, as we're non-affiliated loan experts, meaning we work for you to find the most suitable loan, not the banks. It's this simple reason as to why the mortgage broking industry has grown rapidly over the last decade, with more than 70% of Australian's now using mortgage brokerages for their home loans, commercials loans, personal loans and other financial services.

3. Balmoral Housing Market Knowledge 

One of the benefits of using local mortgage brokers like Kelly Brothers Finance, is understanding the Balmoral real estate market. If you like, we can provide real insights into property trends & values, the local neighbourhood including ammenities like local Balmoral school catchments, transport options to Brisbane CBD and around town, local shops, and your investment potential - all helping you to make a more informed decision when buying your new home or investment property.

4. Home Loan Comparison Shopping 

Comparing loans, terms and rates from multiple lenders is the core of what we do for our clients, and why we’ve loads of 5-star Google reviews! We can help you find the most competitive interest rates available, and the most favourable terms for your borrowing power. Simply get in touch with us today on (07) 3847 9450 if you’ve any questions.

5. Paperwork and Application Help 

Mortgage advisors like us are the experts at helping with the prep and submission of your home loan application, and that's what makes our range of services remarkably valuable. We'll help you gather the necessary documents and ensure that the application is completed accurately and promptly, reducing the time and stress that it takes to finance your home.

6. We Simplify The Home Loan Process 

There's no way around it, buying any home involves complex paperwork and processes - that can quite overwhelming for most people. By using a  local Mortgage broker like Kelly Brothers Finance, we can simplify the process by guiding you through each-step while answering any questions you may have. From pre-approval, finding the most competitive market rates, accessing your current lender, performing the best mortgage comparisons around, our award-winning mortgage brokers can help!

7. Ongoing Mortgage Support 

When you use a local Balmoral mortgage broker like Kelly Brothers Finance, your relationship doesn’t end after mortgage approval. Our local team provides continued check-ins, annual reviews, updates and support well after your loan goes unconditional. It's just about your current goals, it's about your future goals too and that's where an experienced broker can help you understand your borrowing capacity in the years to come, and help you find the right financial solutions with a more personalised service than banks can provide.

Just get in touch with us on 📞 (07) 3847 9450 if you are looking for a Mortgage Broker in Balmoral!

First Home Buyers Balmoral

Finding the perfect first home is usually daunting, and that's before you walk into a single bank for pre-approval or start a home loan application. That's why we think you’ll love our simple, expert advice and friendly local team. We make the entire home loan application process hassle-free for first home buyers, from pre-approval to ongoing support, helping with paperwork, guidance on insurances, stamp duty and more - just call us on (07) 3847 9450 if you’re a Balmoral first home buyer.

Changing Homes in Balmoral

If you're upsizing, downsizing or simply changing your Balmoral homes, and need financing, our local Balmoral team have helped others transition seamlessly to their next homes - all without having to deal with the major banks or others in the lending industry who can complicate an often stressful change over. If you know the lending process, we can simply work on negotiating the best rates, just get in touch with us.

Balmoral Property Investors

In the Balmoral property market, not all properties or land for sale are great investments. If you’re an investor building an investment portfolio, having the right mortgage consultants (local people) who know the investment property market and property trends in our current market, can make all the difference. 

The Kelly Brothers Finance Team of brokers are local investors and independent home loan brokers ourselves, and that's why our Balmoral mortgage agents can help you financing the right investment property for your needs - choosing from hundreds of mortgage products from over 60 lenders. Not all property loans are created equal, so simply get in touch with us today on (07) 3847 9450 if you’ve any questions.

Balmoral Home Refinancing

Are you looking to start long-awaited renovations and need refinancing? Has your financial goals or circumstances changed? Lots of people refinance for different reasons, and our expert mortgage brokers Balmoral can provide simple advice, while working with over 60 lenders to get some of the best refinancing rates around. 

You can also use our free online home loan calculators so you can see what any extra payments and refinancing might look like. But for the most seamless mortgage experience, simply get in touch with us today on (07) 3847 9450 or read the reviews from real clients who have refinanced with us before.

Balmoral Construction Loans

Even with the best project managers and plans, building a new home, detached house, or starting a construction project, like a renovation, granny flat or even an apartment block, can present many unknown challenges. 

Development projects are where working with the Best Mortgage Broker Balmoral really count, with our combined experience and simple loan process for domestic and commercial property - plus business loans, our experienced mortgage brokers can help you remove the financial unknowns and help you find the right construction finance solution and loan structure to move up the property ladder.

Simply get in touch with us today on 📞 (07) 3847 9450 if you’ve any questions or looking for the best Mortgage Brokers Balmoral!

Here are 7 compelling reasons why Balmoral (postcode 4171) is a great place to buy a home or investment property in Brisbane:

1. Prime Inner-City Location

Balmoral is just 6km from the Brisbane CBD, offering quick access via car, ferry, or bus. This proximity makes it ideal for professionals working in the city who want a suburban lifestyle without sacrificing commute time.

2. High-Quality Lifestyle Amenities

The suburb offers a blend of peaceful residential charm and vibrant amenities. Nearby Oxford Street in Bulimba boasts boutique shops, trendy cafés, restaurants, cinemas, and bars — all within walking distance. Balmoral also has beautiful green spaces like Balmoral Park and access to the Brisbane River.

3. Strong Capital Growth Potential

Balmoral has historically shown strong property price growth, thanks to limited supply, increasing demand, and ongoing gentrification. Its elevated position also protects against flooding, making it more attractive to buyers and investors alike.

4. Desirable School Catchment Areas

Families are drawn to Balmoral for its access to top-rated schools, such as Balmoral State High School and proximity to private options like Lourdes Hill College. This educational appeal supports stable long-term demand in the area.

5. Architectural Character and Prestige Appeal

The suburb is known for its charming Queenslanders, modern renovations, and upscale new developments. Its leafy streets and elevated blocks with city or river views give it a premium, well-established reputation among Brisbane’s more prestigious suburbs.

6. Public Transport and Connectivity

With nearby ferry terminals (Hawthorne and Bulimba), efficient bus networks, and quick road access to major routes, Balmoral is exceptionally well connected. This convenience makes it appealing for residents who value seamless travel options.

7. Low Vacancy Rates and High Rental Demand

Due to its central location, lifestyle perks, and proximity to employment hubs, Balmoral enjoys consistently low vacancy rates. Rental demand is strong among professionals, families, and downsizers, making it a solid choice for long-term property investors.

Simply get in touch with us today on 📞 (07) 3847 9450 if you’ve any questions or looking for the best Mortgage Brokers Balmoral!

While we would hope you contact KBF first, if you are looking around to find a list of brokers, these are the top-rated mortgage brokers near Balmoral, QLD, or servicing the Balmoral Area. 

Kelly Brothers Finance Balmoral

Kelly Brothers Finance servicing Balmoral is a new, but much loved mortgage brokerage founded by two brothers, Steve and Tom, who take immense pride in being local  mortgage brokers that can surpass your expectations. Our job is to find you the right loan for your needs from 60+ lenders - and ensure that you continue to have the right loan as your goals and lifestyle evolve. Importantly, we make everything easy and are quickly becoming the best mortgage brokers in Balmoral 4171.

Martin Wu, a mortgage broker with Mortgage Australia, operates directly from Balmoral at 10 Victoria Street. With a background in real estate since 2016, Martin brings valuable insight to his mortgage clients. He speaks both English and Mandarin and provides access to over 40 lenders and more than 1,600 financial products, offering a diverse range of options to suit different financial goals.

Dan Liao from Mortgage Choice, located in Bowen Hills, is another highly rated broker with a wealth of positive feedback. With 362 five-star reviews, Dan is praised for his professionalism and commitment to securing favourable outcomes for his clients. As part of the well-established Mortgage Choice network, he offers access to a broad selection of loan products and financing solutions.

Mark Waugh, also part of Mortgage Choice, operates from nearby Norman Park. He holds a perfect 5.0 rating across 76 reviews and is known for his focus on home loans, refinancing, and providing excellent client service. His location just minutes from Balmoral makes him a convenient and reliable local choice.

Or for unbiased advice, just contact our expert KBF finance brokers today on 📞 (07) 3847 9450, we compare 60+ online lenders and offline lenders for you, and help you get your pre-approval, home or investment loan underway - making sure you've a seamless experience at all times.