Mortgage Brokers Chelmer

Welcome to KBF, your local Chelmer Mortgage Brokers

Buying a home, investing or refinancing? Our mortgage brokers servicing Chelmer are here to help you find the right loan options for your needs.

Kelly Brothers Finance was founded by two brothers, Tom and Steve, who take immense pride in helping Chelmer locals.

Kelly Brothers Finance are local mortgage brokers working with homeowners and investors across inner-north Brisbane. From our Given Terrace office, we look after clients in Paddington, Bardon, Red Hill, Ashgrove, Wilston, Windsor and the wider North Brisbane region, comparing more than 60 lenders to find the right home loan, investment loan, commercial loan or refinancing options for your needs.

What kind of finance do you need?

Home Loan Help


Buying your first home or fifth Chelmer home is an exciting time - but it can also be a big step. Our job is to make it easy for you. Learn more

Chelmer Commercial Loans


Finding the right Chelmer commercial loan takes time and when you’re busy running a business, time is never that easy. That’s where we come in. Learn more

Investment Loans


We're here to help make the complicated, uncomplicated. An investment strategy is just the way you want to invest your money - and we can help. Learn more

Car Loans


There are a lot of car loan lenders out there, however knowing the terms and conditions you are agreeing to is never that simple. We help make your car loan easy. Learn more

What people say:

Why use Kelly Brothers Finance for

your Chelmer home or commercial loan?

Our job is to find you the right loan for your needs - and ensure that you continue to have the right loan as your goals and lifestyle evolve.

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Kelly Brothers Finance logo - Home loans for school teachers
By Tom Kelly • November 13, 2026
School teachers in North Brisbane, QLD can buy with a 5% deposit and no LMI. Compare 60+ lenders with a local mortgage broker. Free service.
Kelly Brothers Finance logo - Construction loans in North Brisbane
By Tom Kelly • November 5, 2026
Building in North Brisbane, QLD? Compare construction loans across 60+ lenders and learn how progress payments, grants and the build stages work.

We negotiate with over 60 leading lenders for you, including the big four banks.

A bunch of bank logos on a white background
  • How do our local Mortgage Brokers Chelmer help?

    Our friendly local team are experts at making home loans easier, that's why Chelmer clients give us lots of 5-star reviews, from your initial consultations, pre-approval to tailored rate negotiations and more, we're known for going the extra mile for our clients through the entire process. 


    Here's how we help:


    1. Mortgage Solution Assessments


    A local mortgage broker like Kelly Brothers Finance can be a invaluable resource when you're navigating the local Chelmer property market, loan requirements and therefor suitable loan options. Whether you're a first-time homebuyer or it's your fifth investment property, we can help you determine the right loan and lender for your needs. 


    This includes our expert team analysing your current assets, solo or combined income, current expenses, your credit history, and overall financial readiness for loan approval. At this early stage we can also provide unofficial advice to get you on the right track for your home loan. Just get in touch with is on (07) 3847 9450.


    2. The Home Loan Pre-Approval Process 


    Our local Chelmer Mortgage Agents can help during every step of the loan pre-approval process, translating the fine print and more complex details into easy to understand terms. We also work with 60+ lenders to give you a much clearer idea of your budget, and importantly, how it will fit into your current lifestyle. 


    This is where an experienced team like Kelly Brothers Finance can really help, as we're non-affiliated loan experts, meaning we work for you to find the most suitable loan, not the banks. It's this simple reason as to why the mortgage broking industry has grown rapidly over the last decade, with more than 70% of Australian's now using mortgage brokerages for their home loans, commercials loans, personal loans and other financial services.


    3. Chelmer Housing Market Knowledge 


    One of the benefits of using local mortgage brokers like Kelly Brothers Finance, is understanding the Chelmer real estate market. If you like, we can provide real insights into property trends & values, the local neighbourhood including ammenities like local Chelmer school catchments, transport options to Brisbane CBD and around town, local shops, and your investment potential - all helping you to make a more informed decision when buying your new home or investment property.


    4. Home Loan Comparison Shopping 


    Comparing loans, terms and rates from multiple lenders is the core of what we do for our clients, and why we’ve loads of 5-star Google reviews! We can help you find the most competitive interest rates available, and the most favourable terms for your borrowing power. Simply get in touch with us today on (07) 3847 9450 if you’ve any questions.


    5. Paperwork and Application Help 


    Mortgage advisors like us are the experts at helping with the prep and submission of your home loan application, and that's what makes our range of services remarkably valuable. We'll help you gather the necessary documents and ensure that the application is completed accurately and promptly, reducing the time and stress that it takes to finance your home.


    6. We Simplify The Home Loan Process 


    There's no way around it, buying any home involves complex paperwork and processes - that can quite overwhelming for most people. By using a  local Mortgage broker like Kelly Brothers Finance, we can simplify the process by guiding you through each-step while answering any questions you may have. From pre-approval, finding the most competitive market rates, accessing your current lender, performing the best mortgage comparisons around, our award-winning mortgage brokers can help!


    7. Ongoing Mortgage Support 


    When you use a local Chelmer mortgage broker like Kelly Brothers Finance, your relationship doesn’t end after mortgage approval. Our local team provides continued check-ins, annual reviews, updates and support well after your loan goes unconditional. It's just about your current goals, it's about your future goals too and that's where an experienced broker can help you understand your borrowing capacity in the years to come, and help you find the right financial solutions with a more personalised service than banks can provide.


    Just get in touch with us on 📞 (07) 3847 9450 if you are looking for a Mortgage Broker in Chelmer!

  • Who do we help in Chelmer?

    First Home Buyers Chelmer


    Finding the perfect first home is usually daunting, and that's before you walk into a single bank for pre-approval or start a home loan application. That's why we think you’ll love our simple, expert advice and friendly local team. We make the entire home loan application process hassle-free for first home buyers, from pre-approval to ongoing support, helping with paperwork, guidance on insurances, stamp duty and more - just call us on (07) 3847 9450 if you’re a Chelmer first home buyer.


    Changing Homes in Chelmer


    If you're upsizing, downsizing or simply changing your Chelmer homes, and need financing, our local Chelmer team have helped others transition seamlessly to their next homes - all without having to deal with the major banks or others in the lending industry who can complicate an often stressful change over. If you know the lending process, we can simply work on negotiating the best rates, just get in touch with us.


    Chelmer Property Investors


    In the Chelmer property market, not all properties or land for sale are great investments. If you’re an investor building an investment portfolio, having the right mortgage consultants (local people) who know the investment property market and property trends in our current market, can make all the difference. 


    The Kelly Brothers Finance Team of brokers are local investors and independent home loan brokers ourselves, and that's why our Chelmer mortgage agents can help you financing the right investment property for your needs - choosing from hundreds of mortgage products from over 60 lenders. Not all property loans are created equal, so simply get in touch with us today on (07) 3847 9450 if you’ve any questions.


    Chelmer Home Refinancing


    Are you looking to start long-awaited renovations and need refinancing? Has your financial goals or circumstances changed? Lots of people refinance for different reasons, and our expert mortgage brokers Chelmer can provide simple advice, while working with over 60 lenders to get some of the best refinancing rates around. 


    You can also use our free online home loan calculators so you can see what any extra payments and refinancing might look like. But for the most seamless mortgage experience, simply get in touch with us today on (07) 3847 9450 or read the reviews from real clients who have refinanced with us before.


    Chelmer Construction Loans


    Even with the best project managers and plans, building a new home, detached house, or starting a construction project, like a renovation, granny flat or even an apartment block, can present many unknown challenges. 

Development projects are where working with the Best Mortgage Broker Chelmer really count, with our combined experience and simple loan process for domestic and commercial property - plus business loans, our experienced mortgage brokers can help you remove the financial unknowns and help you find the right construction finance solution and loan structure to move up the property ladder.


    Simply get in touch with us today on 📞 (07) 3847 9450 if you’ve any questions or looking for the best Mortgage Brokers Chelmer!

  • Who is a local mortgage broker near Chelmer 4068 QLD?

    Kelly Brothers Finance is a local mortgage broker on Given Terrace in Paddington, helping Chelmer home buyers, upgraders and investors. Brothers Tom and Steve Kelly compare 60+ lenders for you, and the service is free to you. Call (07) 3847 9450 to talk it through.

  • What are 7 reasons to why Chelmer 4068 a great place to buy a home or investment property?

    Chelmer (postcode 4068) is one of Brisbane’s most charming riverside suburbs, known for its prestige, community feel, and lifestyle appeal. Whether you’re looking to buy your dream home or invest in a high-growth area, Chelmer offers exceptional value. Here are 7 compelling reasons why Chelmer is a great place to buy a home or investment property:


    1. Riverside Living & Prestige Appeal

    Chelmer is a prestigious suburb nestled on the Brisbane River, offering scenic, tree-lined streets and elevated homes, many with river frontage or views. The suburb is renowned for its heritage Queenslanders, architect-designed residences, and large blocks, making it highly desirable among Brisbane’s affluent buyers.


    2. Consistent Capital Growth & High Demand

    Chelmer’s real estate market has demonstrated strong long-term capital growth, driven by limited supply, tightly held properties, and its elite status. The suburb attracts high-income families and professionals, contributing to ongoing demand and rental stability - excellent indicators for investors.


    3. Proximity to Brisbane CBD

    Chelmer is located just 7km from the Brisbane CBD, making it incredibly convenient for commuters. Residents enjoy quick city access via train (Chelmer Station) and major arterial roads like Oxley Road and the Western Freeway, ensuring short travel times and reliable connections.


    4. Excellent Schools & Education Options

    The area is well-serviced by top-performing schools such as St Aidan’s Anglican Girls’ School, Indooroopilly State High School, and proximity to The University of Queensland in St Lucia. This strong education network boosts family demand and supports long-term rental appeal.


    5. Leafy, Low-Density, Family-Friendly Environment

    Chelmer has a peaceful, village-like atmosphere with wide green streets, parks, and mature trees. The low-density residential zoning preserves its charm and makes it particularly appealing for families looking for space, safety, and community connection.


    6. Excellent Public Transport

    The Chelmer train station offers direct access to Brisbane’s Central Station in under 20 minutes. Frequent buses and nearby ferry terminals also serve the area. This efficient public transport system adds to the suburb’s liveability and rental desirability.


    7. Strong Rental Yields in a Premium Market

    Despite its prestige, Chelmer offers solid rental returns, particularly for renovated homes and luxury dwellings. The tenant pool often includes professionals, families, and expats looking for a premium lifestyle, ensuring low vacancy rates and consistent yields for investors.


    Simply get in touch with us today on 📞 (07) 3847 9450 if you’ve any questions or looking for the best Mortgage Brokers Chelmer!

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