Meet our team of expert mortgage brokers helping The Gap locals.

Our friendly local team are experts at making home loans easier, that's why The Gap clients give us lots of 5-star reviews, from your initial consultations, pre-approval to tailored rate negotiations and more, we're known for going the extra mile for our clients through the entire process. 

Here's how we help:

1. Mortgage Solution Assessments

A local mortgage broker like Kelly Brothers Finance can be a invaluable resource when you're navigating the local The Gap property market, loan requirements and therefor suitable loan options. Whether you're a first-time homebuyer or it's your fifth investment property, we can help you determine the right loan and lender for your needs. 

This includes our expert team analysing your current assets, solo or combined income, current expenses, your credit history, and overall financial readiness for loan approval. At this early stage we can also provide unofficial advice to get you on the right track for your home loan. Just get in touch with is on (07) 3847 9450.

2. The Home Loan Pre-Approval Process 

Our local The Gap Mortgage Agents can help during every step of the loan pre-approval process, translating the fine print and more complex details into easy to understand terms. We also work with 60+ lenders to give you a much clearer idea of your budget, and importantly, how it will fit into your current lifestyle. 

This is where an experienced team like Kelly Brothers Finance can really help, as we're non-affiliated loan experts, meaning we work for you to find the most suitable loan, not the banks. It's this simple reason as to why the mortgage broking industry has grown rapidly over the last decade, with more than 70% of Australian's now using mortgage brokerages for their home loans, commercials loans, personal loans and other financial services.

3. The Gap Housing Market Knowledge 

One of the benefits of using local mortgage brokers like Kelly Brothers Finance, is understanding the The Gap real estate market. If you like, we can provide real insights into property trends & values, the local neighbourhood including ammenities like local The Gap school catchments, transport options to Brisbane CBD and around town, local shops, and your investment potential - all helping you to make a more informed decision when buying your new home or investment property.

4. Home Loan Comparison Shopping 

Comparing loans, terms and rates from multiple lenders is the core of what we do for our clients, and why we’ve loads of 5-star Google reviews! We can help you find the most competitive interest rates available, and the most favourable terms for your borrowing power. Simply get in touch with us today on (07) 3847 9450 if you’ve any questions.

5. Paperwork and Application Help 

Mortgage advisors like us are the experts at helping with the prep and submission of your home loan application, and that's what makes our range of services remarkably valuable. We'll help you gather the necessary documents and ensure that the application is completed accurately and promptly, reducing the time and stress that it takes to finance your home.

6. We Simplify The Home Loan Process 

There's no way around it, buying any home involves complex paperwork and processes - that can quite overwhelming for most people. By using a  local Mortgage broker like Kelly Brothers Finance, we can simplify the process by guiding you through each-step while answering any questions you may have. From pre-approval, finding the most competitive market rates, accessing your current lender, performing the best mortgage comparisons around, our award-winning mortgage brokers can help!

7. Ongoing Mortgage Support 

When you use a local The Gap mortgage broker like Kelly Brothers Finance, your relationship doesn’t end after mortgage approval. Our local team provides continued check-ins, annual reviews, updates and support well after your loan goes unconditional. It's just about your current goals, it's about your future goals too and that's where an experienced broker can help you understand your borrowing capacity in the years to come, and help you find the right financial solutions with a more personalised service than banks can provide.

Just get in touch with us on 📞 (07) 3847 9450 if you are looking for a Mortgage Broker in The Gap!

First Home Buyers The Gap

Finding the perfect first home is usually daunting, and that's before you walk into a single bank for pre-approval or start a home loan application. That's why we think you’ll love our simple, expert advice and friendly local team. We make the entire home loan application process hassle-free for first home buyers, from pre-approval to ongoing support, helping with paperwork, guidance on insurances, stamp duty and more - just call us on (07) 3847 9450 if you’re a The Gap first home buyer.

Changing Homes in The Gap

If you're upsizing, downsizing or simply changing your The Gap homes, and need financing, our local The Gap team have helped others transition seamlessly to their next homes - all without having to deal with the major banks or others in the lending industry who can complicate an often stressful change over. If you know the lending process, we can simply work on negotiating the best rates, just get in touch with us.

The Gap Property Investors

In the The Gap property market, not all properties or land for sale are great investments. If you’re an investor building an investment portfolio, having the right mortgage consultants (local people) who know the investment property market and property trends in our current market, can make all the difference. 

The Kelly Brothers Finance Team of brokers are local investors and independent home loan brokers ourselves, and that's why our The Gap mortgage agents can help you financing the right investment property for your needs - choosing from hundreds of mortgage products from over 60 lenders. Not all property loans are created equal, so simply get in touch with us today on (07) 3847 9450 if you’ve any questions.

The Gap Home Refinancing

Are you looking to start long-awaited renovations and need refinancing? Has your financial goals or circumstances changed? Lots of people refinance for different reasons, and our expert mortgage brokers The Gap can provide simple advice, while working with over 60 lenders to get some of the best refinancing rates around. 

You can also use our free online home loan calculators so you can see what any extra payments and refinancing might look like. But for the most seamless mortgage experience, simply get in touch with us today on (07) 3847 9450 or read the reviews from real clients who have refinanced with us before.

The Gap Construction Loans

Even with the best project managers and plans, building a new home, detached house, or starting a construction project, like a renovation, granny flat or even an apartment block, can present many unknown challenges. 

Development projects are where working with the Best Mortgage Broker The Gap really count, with our combined experience and simple loan process for domestic and commercial property - plus business loans, our experienced mortgage brokers can help you remove the financial unknowns and help you find the right construction finance solution and loan structure to move up the property ladder.

Simply get in touch with us today on 📞 (07) 3847 9450 if you’ve any questions or looking for the best Mortgage Brokers The Gap!

Here are 7 compelling reasons why The Gap (postcode 4061), Queensland, is a fantastic place to buy a home or investment property:

1. Peaceful, Leafy Suburb with Natural Beauty

The Gap is renowned for its lush greenery, scenic parks, and proximity to bushland—including D’Aguilar National Park and Walkabout Creek Discovery Centre. This tranquil, nature-filled setting provides a relaxed and healthy lifestyle, appealing to families, retirees, and nature lovers.

2. Strong Family Appeal with Quality Schools

The area is highly sought-after by families due to its excellent education options. Notable schools include:

* The Gap State High School

* The Gap State School

* St Peter Chanel Catholic Primary

This strong educational network underpins stable demand from long-term owner-occupiers and renters with children.

3. Spacious Homes and Generous Block Sizes

Unlike many inner suburbs with increasing density, The Gap offers larger properties with spacious yards, often with three to five bedrooms. This makes it a magnet for growing families and a great option for those seeking to add value through renovations or extensions.

4. Low Vacancy Rates and Consistent Rental Demand

Due to its desirable lifestyle and access to Brisbane CBD, rental properties in The Gap experience low vacancy rates and attract quality long-term tenants. Investors benefit from both reliable rental income and solid tenant retention.

5. Proximity to the Brisbane CBD

Located just 10 km west of Brisbane’s city centre, The Gap offers a peaceful suburban retreat without sacrificing access to employment, amenities, and cultural experiences in the CBD. Commuters have the convenience of bus routes and major roads connecting them easily to the city.

6. Safe, Community-Oriented Environment

The Gap enjoys a reputation for being safe, quiet, and community-focused. Regular local events, sporting clubs, and active community groups make it an inclusive and welcoming place to live. These factors boost owner-occupier rates and encourage long-term residency.

7. Capital Growth Potential

With ongoing gentrification, demand from families, and proximity to high-growth inner suburbs, The Gap continues to demonstrate strong capital growth potential. The suburb offers a mix of established homes and new builds, giving buyers flexibility in their investment approach.

Simply get in touch with us today on 📞 (07) 3847 9450 if you’ve any questions or looking for the best Mortgage Brokers The Gap!

While we would hope you contact KBF first, if you are looking around to find a list of brokers, these are the top-rated mortgage brokers near The Gap, QLD, or servicing the The Gap Area. 

Kelly Brothers Finance

Kelly Brothers Finance servicing The Gap is a new, but much loved mortgage brokerage founded by two brothers, Steve and Tom, who take immense pride in being local  mortgage brokers that can surpass your expectations. Our job is to find you the right loan for your needs from 60+ lenders - and ensure that you continue to have the right loan as your goals and lifestyle evolve. Importantly, we make everything easy and are quickly becoming the best mortgage brokers in The Gap 4061.

Astute Financial The Gap

Astute Financial The Gap offers a comprehensive range of financial services, including mortgage broking. Their team is known for providing tailored financial solutions and exceptional customer service. Clients have praised their professionalism and efficiency in securing competitive loan rates.

Mortgage Choice Brokers Servicing The Gap

Alan is noted for his professionalism and efficiency in securing optimal loan structures for his clients. His expertise covers a broad range of home loan options.

Walshs Mortgage Brokers

Walshs is a leading financial institution offering mortgage broking services with access to Australia's top lenders. They provide tailored loan advice and have a proven track record of successful settlements. Their holistic approach integrates mortgage solutions with a full suite of financial services. 

Or for unbiased advice, just contact our expert KBF finance brokers today on 📞 (07) 3847 9450, we compare 60+ online lenders and offline lenders for you, and help you get your pre-approval, home or investment loan underway - making sure you've a seamless experience at all times.