Meet our team of expert mortgage brokers helping Toombul locals.
Kelly Brothers Finance was founded by two brothers, Steve and Tom, who take immense pride in being local Toombul mortgage brokers that can surpass your expectations.
What kind of finance do you need?
Home Loan Help
Buying your first home or fifth Toombul home is an exciting time - but it can also be complicated and stressful. Our job is to make it easy for you. Learn more
Toombul Commercial Loans
Finding the right Toombul commercial loan takes time and when you’re busy running a business, time is never that easy. That’s where we come in. Learn more
Investment Loans
We're here to help make the complicated, uncomplicated. An investment strategy is just the way you want to invest your money - and we can help. Learn more
Car Loans
There are a lot of car loan lenders out there, however knowing the terms and conditions you are agreeing to is never that simple. We help make your car loan easy. Learn more
What People Say About Us
Why use Kelly Brothers Finance for
your Toombul home or commercial loan?
Our job is to find you the right loan for your needs - and ensure that you continue to have the right loan as your goals and lifestyle evolve.
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We negotiate with over 60 leading lenders for you, including the big four banks.

How do our local Mortgage Brokers Toombul help?
Our friendly local team are experts at making home loans easier, that's why Toombul clients give us lots of 5-star reviews, from your initial consultations, pre-approval to tailored rate negotiations and more, we're known for going the extra mile for our clients through the entire process.
Here's how we help:
1. Mortgage Solution Assessments
A local mortgage broker like Kelly Brothers Finance can be a invaluable resource when you're navigating the local Toombul property market, loan requirements and therefor suitable loan options. Whether you're a first-time homebuyer or it's your fifth investment property, we can help you determine the right loan and lender for your needs.
This includes our expert team analysing your current assets, solo or combined income, current expenses, your credit history, and overall financial readiness for loan approval. At this early stage we can also provide unofficial advice to get you on the right track for your home loan. Just get in touch with is on (07) 3847 9450.
2. The Home Loan Pre-Approval Process
Our local Toombul Mortgage Agents can help during every step of the loan pre-approval process, translating the fine print and more complex details into easy to understand terms. We also work with 60+ lenders to give you a much clearer idea of your budget, and importantly, how it will fit into your current lifestyle.
This is where an experienced team like Kelly Brothers Finance can really help, as we're non-affiliated loan experts, meaning we work for you to find the most suitable loan, not the banks. It's this simple reason as to why the mortgage broking industry has grown rapidly over the last decade, with more than 70% of Australian's now using mortgage brokerages for their home loans, commercials loans, personal loans and other financial services.
3. Toombul Housing Market Knowledge
One of the benefits of using local mortgage brokers like Kelly Brothers Finance, is understanding the Toombul real estate market. If you like, we can provide real insights into property trends & values, the local neighbourhood including ammenities like local Toombul school catchments, transport options to Brisbane CBD and around town, local shops, and your investment potential - all helping you to make a more informed decision when buying your new home or investment property.
4. Home Loan Comparison Shopping
Comparing loans, terms and rates from multiple lenders is the core of what we do for our clients, and why we’ve loads of 5-star Google reviews! We can help you find the most competitive interest rates available, and the most favourable terms for your borrowing power. Simply get in touch with us today on (07) 3847 9450 if you’ve any questions.
5. Paperwork and Application Help
Mortgage advisors like us are the experts at helping with the prep and submission of your home loan application, and that's what makes our range of services remarkably valuable. We'll help you gather the necessary documents and ensure that the application is completed accurately and promptly, reducing the time and stress that it takes to finance your home.
6. We Simplify The Home Loan Process
There's no way around it, buying any home involves complex paperwork and processes - that can quite overwhelming for most people. By using a local Mortgage broker like Kelly Brothers Finance, we can simplify the process by guiding you through each-step while answering any questions you may have. From pre-approval, finding the most competitive market rates, accessing your current lender, performing the best mortgage comparisons around, our award-winning mortgage brokers can help!
7. Ongoing Mortgage Support
When you use a local Toombul mortgage broker like Kelly Brothers Finance, your relationship doesn’t end after mortgage approval. Our local team provides continued check-ins, annual reviews, updates and support well after your loan goes unconditional. It's just about your current goals, it's about your future goals too and that's where an experienced broker can help you understand your borrowing capacity in the years to come, and help you find the right financial solutions with a more personalised service than banks can provide.
Just get in touch with us on 📞 (07) 3847 9450 if you are looking for a Mortgage Broker in Toombul!
Who do we help in Toombul?
First Home Buyers Toombul
Finding the perfect first home is usually daunting, and that's before you walk into a single bank for pre-approval or start a home loan application. That's why we think you’ll love our simple, expert advice and friendly local team. We make the entire home loan application process hassle-free for first home buyers, from pre-approval to ongoing support, helping with paperwork, guidance on insurances, stamp duty and more - just call us on (07) 3847 9450 if you’re a Toombul first home buyer.
Changing Homes in Toombul
If you're upsizing, downsizing or simply changing your Toombul homes, and need financing, our local Toombul team have helped others transition seamlessly to their next homes - all without having to deal with the major banks or others in the lending industry who can complicate an often stressful change over. If you know the lending process, we can simply work on negotiating the best rates, just get in touch with us.
Toombul Property Investors
In the Toombul property market, not all properties or land for sale are great investments. If you’re an investor building an investment portfolio, having the right mortgage consultants (local people) who know the investment property market and property trends in our current market, can make all the difference.
The Kelly Brothers Finance Team of brokers are local investors and independent home loan brokers ourselves, and that's why our Toombul mortgage agents can help you financing the right investment property for your needs - choosing from hundreds of mortgage products from over 60 lenders. Not all property loans are created equal, so simply get in touch with us today on (07) 3847 9450 if you’ve any questions.
Toombul Home Refinancing
Are you looking to start long-awaited renovations and need refinancing? Has your financial goals or circumstances changed? Lots of people refinance for different reasons, and our expert mortgage brokers Toombul can provide simple advice, while working with over 60 lenders to get some of the best refinancing rates around.
You can also use our free online home loan calculators so you can see what any extra payments and refinancing might look like. But for the most seamless mortgage experience, simply get in touch with us today on (07) 3847 9450 or read the reviews from real clients who have refinanced with us before.
Toombul Construction Loans
Even with the best project managers and plans, building a new home, detached house, or starting a construction project, like a renovation, granny flat or even an apartment block, can present many unknown challenges. Development projects are where working with the Best Mortgage Broker Toombul really count, with our combined experience and simple loan process for domestic and commercial property - plus business loans, our experienced mortgage brokers can help you remove the financial unknowns and help you find the right construction finance solution and loan structure to move up the property ladder.
Simply get in touch with us today on 📞 (07) 3847 9450 if you’ve any questions or looking for the best Mortgage Brokers Toombul!
Who are the best mortgage brokers in Toombul 4012?
Kelly Brothers Finance help lots of Toombul local and we’re 5-star mortgage brokers. Our job is to exceed your expectations and find you the right loan for your situation - and then make sure that you continue to have the right loan as your goals and situation changes over time. Just contact us for unmatched local support.
Otherwise here are a few other home loan lenders and mortgage brokers we can suggest:
1. Major Banks
Australia's major banks are in most suburbs, including the big 4 Commonwealth Bank, Westpac, ANZ, and National Australia Bank who offer a range of home loan products and personal loans. These banks should have branches near Toombul.
2. Credit Unions
Although not as big as banks, you can sometimes get a better home loan deal through a credit union like the QLD Credit Union, QLD Country Credit Union and more.
3. Building Societies
We have a number of building societies in QLD like Heritage Bank and Suncorp Bank that can also be found around the Toombul area.
4. Non-Bank Lenders
Non-bank lenders include the likes of ING, ME Bank, and growing lenders like Macquarie Bank who often offer alternative home loan solutions. We often recommend these lenders as part of our mortgage broker services.
5. Online Lenders
In Australia there are a few online-only lenders like UBank and loans.com.au, but please do your research first before using these online only lenders.
6. Mortgage Brokers
Today, an estimated 80% of Australians now use a mortgage brokers like the team at Kelly Brothers Finance, as we manage thousands of loan products including from most of the lenders above. We also look at your overall finance journey including all of the paperwork and fine print. Other Mortgage Brokers around Toombul include Aussie Home Loans, Mortgage Choice, Loan Market, Smartline Personal Mortgage Advisers, Connective, Choice Aggregation Services, Mortgage Express and more.
For unbiased advice, just contact our expert KBF finance brokers today on 📞 (07) 3847 9450, we compare 60+ online lenders and offline lenders for you, and help you get your pre-approval, home or investment loan underway - making sure you've a seamless experience at all times.
What are 7 reasons to why Toombul 4012 a great place to buy a home or investment property?
Toombul 4012 is an evolving suburb in Brisbane’s inner north, offering a strategic blend of location, affordability, infrastructure, and long-term growth prospects. Positioned just 8 km from the Brisbane CBD, Toombul is becoming increasingly attractive to investors, first-home buyers, and families looking for convenience and value. Here are 7 compelling reasons why Toombul is a great place to buy a home or investment property:
1. Prime Inner-North Location with Excellent Connectivity
Toombul is ideally located less than 15 minutes from Brisbane CBD and around 10 minutes from Brisbane Airport. It sits at the junction of major transport corridors including Sandgate Road, the Gateway Motorway, and Airport Link Tunnel, giving residents and tenants fast access to city, coast, and commercial zones.
2. Excellent Public Transport – Train, Bus, and Active Travel
Toombul Train Station is a key transport hub offering regular train services to the CBD, Airport, and northern suburbs. The adjacent Toombul Bus Interchange connects to numerous routes, and bikeways along Kedron Brook cater to active commuters. This multimodal transport appeal supports strong rental demand and commuter convenience.
3. Affordable Entry Point into Brisbane’s Inner-Ring Market
Compared to neighbouring suburbs like Clayfield, Nundah, and Hendra, Toombul offers a more affordable price point while sharing similar proximity and infrastructure benefits. This makes it ideal for first-home buyers and investors seeking capital growth upside without inner-city price tags.
4. Proximity to Employment Hubs and Airport Precinct
Toombul is conveniently located near key employment zones, including the Brisbane Airport precinct, TradeCoast business hubs, and the Royal Brisbane and Women’s Hospital. This drives consistent demand for rentals from professionals, hospital staff, and airport workers.
5. Urban Renewal and Growth Potential
Although the Toombul Shopping Centre is currently undergoing redevelopment following its closure due to flooding, this presents a unique opportunity. The area is earmarked for significant urban renewal, with potential for mixed-use development, residential uplift, and increased commercial activity—unlocking long-term value for property owners.
6. Green Spaces and Family-Friendly Amenities
Toombul borders the scenic Kedron Brook, which features off-road bikeways, playgrounds, and walking trails. Parks, sporting clubs, and nearby schools make it attractive to families. The green corridor also adds to the area’s livability and lifestyle value.
7. Strong Rental Demand with Diverse Housing Stock
Toombul offers a mix of low-maintenance apartments, post-war homes, and townhouses, appealing to a wide tenant base. Its central location, transport links, and access to schools make it an easy choice for renters, with relatively low vacancy rates and competitive yields.
Bonus: Close to Nundah Village and Clayfield Amenities
Residents of Toombul benefit from walkable access to Nundah Village’s cafes, restaurants, supermarkets, and nightlife, as well as nearby Clayfield’s boutique retail and schools. This enhances Toombul’s convenience and lifestyle appeal without the higher price tag.
In Summary: Toombul 4012 is a suburb on the rise, combining inner-city access, transport convenience, affordability, and redevelopment potential. It's a smart choice for buyers and investors looking to get ahead of the curve in Brisbane’s inner north.
Simply get in touch with us today on 📞 (07) 3847 9450 if you’ve any questions or looking for the best Mortgage Brokers Toombul!