Meet our team of expert mortgage brokers helping Upper Kedron locals.

Our friendly local team are experts at making home loans easier, that's why Upper Kedron clients give us lots of 5-star reviews, from your initial consultations, pre-approval to tailored rate negotiations and more, we're known for going the extra mile for our clients through the entire process. 

Here's how we help:

1. Mortgage Solution Assessments

A local mortgage broker like Kelly Brothers Finance can be a invaluable resource when you're navigating the local Upper Kedron property market, loan requirements and therefor suitable loan options. Whether you're a first-time homebuyer or it's your fifth investment property, we can help you determine the right loan and lender for your needs. 

This includes our expert team analysing your current assets, solo or combined income, current expenses, your credit history, and overall financial readiness for loan approval. At this early stage we can also provide unofficial advice to get you on the right track for your home loan. Just get in touch with is on (07) 3847 9450.

2. The Home Loan Pre-Approval Process 

Our local Upper Kedron Mortgage Agents can help during every step of the loan pre-approval process, translating the fine print and more complex details into easy to understand terms. We also work with 60+ lenders to give you a much clearer idea of your budget, and importantly, how it will fit into your current lifestyle. 

This is where an experienced team like Kelly Brothers Finance can really help, as we're non-affiliated loan experts, meaning we work for you to find the most suitable loan, not the banks. It's this simple reason as to why the mortgage broking industry has grown rapidly over the last decade, with more than 70% of Australian's now using mortgage brokerages for their home loans, commercials loans, personal loans and other financial services.

3. Upper Kedron Housing Market Knowledge 

One of the benefits of using local mortgage brokers like Kelly Brothers Finance, is understanding the Upper Kedron real estate market. If you like, we can provide real insights into property trends & values, the local neighbourhood including ammenities like local Upper Kedron school catchments, transport options to Brisbane CBD and around town, local shops, and your investment potential - all helping you to make a more informed decision when buying your new home or investment property.

4. Home Loan Comparison Shopping 

Comparing loans, terms and rates from multiple lenders is the core of what we do for our clients, and why we’ve loads of 5-star Google reviews! We can help you find the most competitive interest rates available, and the most favourable terms for your borrowing power. Simply get in touch with us today on (07) 3847 9450 if you’ve any questions.

5. Paperwork and Application Help 

Mortgage advisors like us are the experts at helping with the prep and submission of your home loan application, and that's what makes our range of services remarkably valuable. We'll help you gather the necessary documents and ensure that the application is completed accurately and promptly, reducing the time and stress that it takes to finance your home.

6. We Simplify The Home Loan Process 

There's no way around it, buying any home involves complex paperwork and processes - that can quite overwhelming for most people. By using a  local Mortgage broker like Kelly Brothers Finance, we can simplify the process by guiding you through each-step while answering any questions you may have. From pre-approval, finding the most competitive market rates, accessing your current lender, performing the best mortgage comparisons around, our award-winning mortgage brokers can help!

7. Ongoing Mortgage Support 

When you use a local Upper Kedron mortgage broker like Kelly Brothers Finance, your relationship doesn’t end after mortgage approval. Our local team provides continued check-ins, annual reviews, updates and support well after your loan goes unconditional. It's just about your current goals, it's about your future goals too and that's where an experienced broker can help you understand your borrowing capacity in the years to come, and help you find the right financial solutions with a more personalised service than banks can provide.

Just get in touch with us on 📞 (07) 3847 9450 if you are looking for a Mortgage Broker in Upper Kedron!

First Home Buyers Upper Kedron

Finding the perfect first home is usually daunting, and that's before you walk into a single bank for pre-approval or start a home loan application. That's why we think you’ll love our simple, expert advice and friendly local team. We make the entire home loan application process hassle-free for first home buyers, from pre-approval to ongoing support, helping with paperwork, guidance on insurances, stamp duty and more - just call us on (07) 3847 9450 if you’re a Upper Kedron first home buyer.

Changing Homes in Upper Kedron

If you're upsizing, downsizing or simply changing your Upper Kedron homes, and need financing, our local Upper Kedron team have helped others transition seamlessly to their next homes - all without having to deal with the major banks or others in the lending industry who can complicate an often stressful change over. If you know the lending process, we can simply work on negotiating the best rates, just get in touch with us.

Upper Kedron Property Investors

In the Upper Kedron property market, not all properties or land for sale are great investments. If you’re an investor building an investment portfolio, having the right mortgage consultants (local people) who know the investment property market and property trends in our current market, can make all the difference. 

The Kelly Brothers Finance Team of brokers are local investors and independent home loan brokers ourselves, and that's why our Upper Kedron mortgage agents can help you financing the right investment property for your needs - choosing from hundreds of mortgage products from over 60 lenders. Not all property loans are created equal, so simply get in touch with us today on (07) 3847 9450 if you’ve any questions.

Upper Kedron Home Refinancing

Are you looking to start long-awaited renovations and need refinancing? Has your financial goals or circumstances changed? Lots of people refinance for different reasons, and our expert mortgage brokers Upper Kedron can provide simple advice, while working with over 60 lenders to get some of the best refinancing rates around. 

You can also use our free online home loan calculators so you can see what any extra payments and refinancing might look like. But for the most seamless mortgage experience, simply get in touch with us today on (07) 3847 9450 or read the reviews from real clients who have refinanced with us before.

Upper Kedron Construction Loans

Even with the best project managers and plans, building a new home, detached house, or starting a construction project, like a renovation, granny flat or even an apartment block, can present many unknown challenges. 

Development projects are where working with the Best Mortgage Broker Upper Kedron really count, with our combined experience and simple loan process for domestic and commercial property - plus business loans, our experienced mortgage brokers can help you remove the financial unknowns and help you find the right construction finance solution and loan structure to move up the property ladder.

Simply get in touch with us today on 📞 (07) 3847 9450 if you’ve any questions or looking for the best Mortgage Brokers Upper Kedron!

Kelly Brothers Finance help lots of Upper Kedron local and we’re 5-star mortgage brokers. Our job is to exceed your expectations and find you the right loan for your situation - and then make sure that you continue to have the right loan as your goals and situation changes over time. Just contact us for unmatched local support.

Otherwise here are a few other home loan lenders and mortgage brokers we can suggest:

1. Major Banks

Australia's major banks are in most suburbs, including the big 4 Commonwealth Bank, Westpac, ANZ, and National Australia Bank who offer a range of home loan products and personal loans. These banks should have branches near Upper Kedron.

2. Credit Unions 

Although not as big as banks, you can sometimes get a better home loan deal through a credit union like the QLD Credit Union, QLD Country Credit Union and more.

3. Building Societies 

We have a number of building societies in QLD like Heritage Bank and Suncorp Bank that can also be found around the Upper Kedron area.

4. Non-Bank Lenders

Non-bank lenders include the likes of ING, ME Bank, and growing lenders like Macquarie Bank who often offer alternative home loan solutions. We often recommend these lenders as part of our mortgage broker services.

5. Online Lenders 

In Australia there are a few online-only lenders like UBank and loans.com.au, but please do your research first before using these online only lenders.

6. Mortgage Brokers 

Today, an estimated 80% of Australians now use a mortgage brokers like the team at Kelly Brothers Finance, as we manage thousands of loan products including from most of the lenders above. We also look at your overall finance journey including all of the paperwork and fine print. Other Mortgage Brokers around Upper Kedron include Aussie Home Loans, Mortgage Choice, Loan Market, Smartline Personal Mortgage Advisers, Connective, Choice Aggregation Services, Mortgage Express and more.

For unbiased advice, just contact our expert KBF finance brokers today on 📞 (07) 3847 9450, we compare 60+ online lenders and offline lenders for you, and help you get your pre-approval, home or investment loan underway - making sure you've a seamless experience at all times.

Upper Kedron 4055 is one of Brisbane’s emerging outer-northwest suburbs, located approximately 15 km from the CBD. With its combination of natural beauty, modern housing estates, and growing infrastructure, Upper Kedron is a hidden gem for families, first-home buyers, and long-term investors. Here are 7 compelling reasons why Upper Kedron is a great place to buy a home or investment property:

1. Modern Homes and Master-Planned Communities

Upper Kedron is dominated by newer homes and master-planned estates like Ellendale, offering:

* Contemporary designs

* Energy-efficient construction

* Family-friendly layouts on spacious blocks
These modern homes attract owner-occupiers and tenants seeking low-maintenance, high-quality living in a peaceful setting.

2. Surrounded by Nature and Bushland

Upper Kedron borders Brisbane Forest Park, Cedar Creek, and other green corridors, offering:

* Walking trails, mountain bike tracks, and nature reserves

* Birdlife, wildlife, and lush vegetation

* Scenic, elevated outlooks and breezes
This semi-rural feel is a key drawcard for those who want the benefits of suburban living with a touch of the country.

3. Family-Friendly and Safe Community Environment

Upper Kedron is highly sought after by young families due to its:

* Quiet cul-de-sacs

* Modern parks and playgrounds

* Community-oriented vibe with low traffic and crime
It’s a suburb where residents feel safe and connected—ideal for raising children or settling down long term.

4. Strong Capital Growth and Future Development Potential

As inner and middle-ring suburbs become increasingly expensive, demand is pushing outward toward growth corridors like Upper Kedron. The suburb has already shown:

* Strong capital growth over the last 5–10 years

* Long-term upside from limited land supply and planned infrastructure
This makes it a strategic location for property investors and owner-occupiers alike.

5. Proximity to Schools and Education Hubs

Upper Kedron is close to respected schools including:

* Ferny Grove State School and Ferny Grove High

* St Andrew’s Catholic School

* Grovely State School
This ensures families have access to quality education without compromising on lifestyle.

6. Access to Transport and Shopping Centres

While slightly removed from urban density, Upper Kedron offers convenient access to:

* Ferny Grove Train Station (approx. 5 minutes away)

* Bus routes and major arterial roads (like Samford Road)

* Nearby Great Western Super Centre and Brookside Shopping Centre
This ensures residents have all essentials nearby, while maintaining a tranquil atmosphere.

7. Rental Appeal and Stable Returns

The suburb’s mix of new homes, family-friendly layout, and bushland setting make it appealing to long-term tenants seeking quality housing in a peaceful location. Investors benefit from:

* Low vacancy rates

* Consistent demand from families and professionals

* High tenant satisfaction due to newer properties and lifestyle appeal

Bonus: Lifestyle Without Compromise

Upper Kedron offers the best of both worlds:

* Easy access to Brisbane city for work and education

* A serene, nature-filled environment perfect for weekend hikes, outdoor play, and relaxation
It’s a unique combination that increasingly appeals to modern buyers seeking balance.

In Summary:
Upper Kedron 4055 is a fast-growing, nature-enriched suburb that blends modern living, lifestyle value, and long-term growth potential. With new homes, excellent schools, transport links, and natural beauty, it’s a smart choice for families and investors looking ahead.

Simply get in touch with us today on 📞 (07) 3847 9450 if you’ve any questions or looking for the best Mortgage Brokers Upper Kedron!